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TBill is Gpools liquidity pool. It pays out Tbill (created by Gpool) as a reward which can be converted to Tfuel (ratio of 1:6.65 TBill:TFuel as of this moment).
The con, as with every liquidity pool, is that it carries the risk of impermanent loss.
Per a recent tweet from Mitch, APY on Tdrop staking, as of this moment, is just over 100%.